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laptop insurance and gadget insurance guide for insuring your electronic
gadgets:
Electronic
gizmos are heavily integrated into our busy lives, some are vital while
others not so vital. If you have a laptop or portable computer,
unannounced loss, damage or theft can cause many days of inconvenience.
The replacement costs of laptops and computers can be many hundreds and
may be thousands of pounds. Many retailers insist that their insurance
policy have many benefits for your laptop or computer. However, there is
a choice to have independent insurance quotation which could potentially
have many benefits than a standard laptop or computer insurance policy.
I-laptop insurance .co.uk provides insurance cover for single items or
multiple items for individuals for business users alike, with a
comprehensive and quality laptop insurance cover, at competitive premium
helping you save money which is particularly of interest in a difficult
economy and the advent of the credit crunch.
If
you are going on a trip abroad, it is prudent to have peace of mind by
having insurance in place for your laptop & note-books, to remove any
anxiety and risk in the event of loss and damage.
I-laptop insurance has a goal to provide you with insurance protection
for your laptop and computers which you use everyday. The insurance
policy will ensure that you are able to get back to normal routine and
business in the minimum amount of time and inconvenience. What’s the
point of insurance, if the claims process goes on for ever and you are
without your laptop personal computer.
This vital laptop and computer insurance has the following protection
benefits:
-
Speedy claims
handling for laptops and note book computers
-
Fraudulent calls
protection for laptops and note book computers
-
Offers no claims
bonus after 1 or 3 years for laptops and note book computers
-
Automatically
extends the units warranty to up to 5 years for laptops and note
book computers
-
Covers against loss
as well as theft of mobile phones and other gadgets as a combined
policy
-
Covers accidental
damage including water damage for laptops and note book computers.
Many competitor insurers do not cover for water damage. Therefore
compare the policies, so you can appreciate the online insurance
cover for laptops.
I-
laptop insurance .co.uk has a specialised policy to cover expensive
gadgets and gizmos, which can be combined with your laptop computer
insurance. On average we are carrying lots of gadgets i.e. laptops,
PDAs. Mobile phones, media players. Therefore electronic equipment we
cover that can be combined with laptop computer insurance:
- Mobile phones and pdas
- MP3 and MP4 players
- Satellite navigation printable
systems (SAT NAV)
- Portable games players
- Media players
- Laptops and personal computers
- Cameras
- Camcorders
Laptops
and computers are fragile which can be easily stolen and / or become
damaged and in general home insurance ‘all risk’ cover needs to be taken
to protect your laptop and level of cover tends not to be as
comprehensive as specialist policies. Whilst commercial or car insurance
policies do not in general insure such life-style electronic items. Are
you protected, can you afford to replace the loss? When your
conventional home insurance policy does include these laptops and
computers there is an excess to pay and can be set often too high to
make a worthwhile claim. Most, insurance companies do not specialise in
insuring laptops and computers specifically. Sometimes, it can take
several months to finalise a claim and receive your replacement laptop
or computer whilst Super-cover PLC pride themselves on fast claims
processing and replacement of laptop often within 48 hours or repair
with a dedicated service delivery.
Also,
when you have made a claim with your home or business insurance company,
the likelihood is that your premium will increase or loose your no
claims bonus.
Do not become a
victim of theft and follow some useful insurance tips for your Laptops
and computers:
-
Best
keep you gadgets out of sight, in your pocket or closed handbag or
locked glove compartment, or boot of your car when in a public
place. Use your common sense, if opportunists don’t see your laptop
computer, chances are they will not be tempted. Often most people in
fact can even cope with a loss, but the loss of data if not backed
up can be a loss to your laptop that can carry a huge loss over and
beyond the cost to replace the laptop alone.
-
Avoid
using your gadgets in parks, while walking or isolated dark places.
-
Avoid,
leaving your gadgets and laptops / notebook computers unattended and
in view, especially in your car.
-
Property
marking of your gadgets and SIM locking of your phone are also
useful measures in the fight against theft.
In the event
of a claim you must:
·
Report the theft/loss of the gadget to the police within 24 hours of
discover.
·
Report the theft/loss of the mobile to your service provider within
12 hours of discover and get the handset black listed.
·
Notify Super Cover Insurance Plc as soon as possible, but in any
event within
48 hours
of discover.
·
If your claim relates to a fault with the gadget, your gadget must
be provided, send via Recorded Delivery. If in doubt call support at
Super Cover Plc
Please
compare I laptop insurance policy and have review the comprehensive
policy features and exclusions. Laptop insurance does not depend upon
your age, gender or occupation, and you will not be charged extra. We
make the insurance policy accessible to all whether you are an
individual or a business user.
If you
have multiple gizmos and gadgets, discounts are available for multiple
items under one policy, which can give peace of mind that all your
expensive laptops or computers are covered at a competitive premium as a
combined policy for individuals and family use & small business use 3, 5
or 10 items plus.
For
business / corporate users we specialise in catering for whole companies
insurance requirements, and also can create specialist schemes for
manufacturers importers and distributors, also catering for own discreet
branding, along with life insurance, Death in Service, income,
redundancy, health protection. We welcome to discuss structured holistic
solutions for business users in specialising in mitigating risk and
adding value to your organisation.
Key
laptop & computer insurance benefits:
- +++
Comprehensive Laptop insurance Cover up to £2,500
- +++
Theft insurance cover
- +++
International Insurance Cover
- +++
Water damage (compare with other insurers, do they have this
benefit)
- +++
Accidental damage cover
- +++
Speedy Claims Service (Service delivery 48 hours)
- +++
Monthly policy option, you are not forced to take a 12 month policy.
So you can cancel if need be.
- +++
Quality insurance cover for laptops and Computers (plus combined
policies for all your gadgets in one policy)
- +++
Place your order online on a Secure Server, your personal
information is encrypted & security protected
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